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Venture presentation on March 14, 2007 in Greensboro, Georgia

Commercial for my finance company www.Investac.org

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There have been some disappointing and unexpected actions taken by commercial lenders in response to recent financial events. This changing environment for business finance funding is likely to produce several new problems for commercial borrowers. To assist small business owners in their efforts to keep up with these imposing challenges, The Working Capital Journal is one of several commercial financing information resources which should be reviewed regularly. The working capital finance industry has primarily been operating on a regional and local basis for many years. In response to cost-cutting...

Are you in danger of losing your bank loan? Learn how to measure the risk of your bank calling your small-business loan, and what to do if you need recapitalization. (This self-assessment applies to businesses with annual sales from $1 million to over $100 million, regardless of type of business.) As a result of the recent Great Recession, many businesses are in danger of losing their bank loans. Loans can be pulled for a number of reasons but the most common are either poor financial performance by your business or your banks credit problems. A banks financial problems can also lead to its desire...

INTRODUCTION: It is widely accepted that every successful business must have a strong working capital position. It is in this context; an attempt was made to explain the concept and various determinative factors influencing net current assets below: Gross working capital refers to working capital as the total of current assets. That is to say, Gross working capital = Total current assets.Net working capital refers to working capital as excess of current assets over current liabilities. In other words net working capital refers to current assets financed by long term funds or capital employed of...

Many business owners try to finance their growing businesses by going to venture capital or angel funding groups. Although both financing options provide a great way to finance a business, they are usually hard to qualify for. And furthermore, they all require that you give up some business equity in exchange for funds. That, needless to say, can be a very steep price to pay. There are some business financing alternatives that can allow you to finance your business, almost as effectively, without having to give up any equity. As opposed to venture funding or angel funding, these options...